Protection Against Inflation
or Long Term Care Costs
Safety and Principal Protection
Lifetime Income and Personal Pension
Protection Against Inflation
or Long Term Care Costs
Family Legacy and Highest Advantage for Beneficiaries
Safeguard Your Savings from Inflation
Inflation can erode the purchasing power of your retirement funds, making it harder to maintain your standard of living as the years pass. Annuities with inflation protection are designed to help.
These products adjust your annual payouts to match or exceed the rate of inflation, ensuring that your income keeps pace with rising costs.
By choosing an annuity that offers inflation-linked increases, you’re putting a shield around your savings, effectively preserving your ability to afford the lifestyle you’ve worked so hard to achieve.
Prepare for Long-Term Care Needs
As we age, the likelihood of needing long-term care services increases significantly. These services can be expensive and are not typically covered by traditional health insurance. Annuities can be structured to include long-term care riders, which allow you to access some of your funds if you need to pay for long-term care. This feature offers a dual benefit: it provides financial protection and peace of mind, ensuring that you can afford quality care without depleting other retirement assets or burdening your loved ones.
Combining Growth with Security
Choosing the right annuity means finding a balance between growth and security. Some annuities offer the potential for investment growth linked to market indexes, which can help your retirement savings grow faster than inflation.
Others provide more conservative returns but greater guarantees against loss. By discussing your long-term financial goals with a knowledgeable advisor, you can select an annuity that not only protects against inflation and care costs but also contributes positively to your overall financial well-being.